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Juniper Bank, acquired by Barclays Bank in 2004 provides a wide array of cards of other companies. Rewards cards are the specialty of Juniper Bank, which are offered in association with other establishments. Important partners of the bank include:
- AirTran Airways,
- ATA Airlines,
- Best Western and
- Travelocity.
Juniper Credit Cards: Features
Most Juniper credit cards do not bear the name of the bank; rather they display the name of the partnering organization. The tie ups with several partners create more options for the customers. In addition, it enables the cardholders to enjoy greater rewards from the bank as well as its affiliates or partners. Other features of Juniper credit cards are:
Rates: Juniper Bank charges different fees according to varied bases. For instance, the APR rates are established according to the credit history of the customers. Moreover, the bank reviews the cardholders’ credit performance periodically and alters the APR rate accordingly.
Transaction charges: Juniper Bank charges various charges on transactions through its cards, including those for:
- Balance transfers
- Convenience checks
- Cash advances
- Late payments
- Over-the-credit line charges
- Return checks
In addition, Juniper Bank credit cards are subject to a monthly membership fee.
Juniper Credit Cards: Account Management
Juniper Bank enables its customers to have greater control on their finances. A cardholder can log in to his/her online credit card account and download every existing account statement in a file. This enables to have a comprehensive assessment of spending, with respect to how much is being spent and on what. In addition, Juniper Bank provides frequent account alerts to its card holders, such as:
- Approaching credit limit?
- Credit card payment due?
Juniper Bank enables cardholders to better prepare and save the requisite funds through such alerts. This feature also helps to avoid unnecessary charges, such as over-the-limit and late fees. |
